The terms range between three months to seven years. Deposits over $100,000 earn 0.05% APY more than their counterparts.
For deposits under $100,000, you can earn up to 4.95% APY. Your exact APY can vary based on your balance. Overview of Federal Credit Union Certificates And membership is limited to those with ties, either through themselves or their family, to the armed forces, Department of Defense or National Guard.Īccount details and annual percentage yields (APYs) are accurate as of November 30, 2023. The yield on Navy FCU’s certificates is competitive, but not the highest on the market. Navy Federal Credit Union, like other credit unions, offers “share certificates” rather than certificates of deposit (CDs), but the upshot for consumers is the same: You deposit cash for a set period of time in exchange for a guaranteed amount of interest.
